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Regular Savings

	Earn More on Every Dollar You Save! If you want to start an affordable Savings Account with no fees and no balance requirements, this is the account for you. Open with a companion Checking Account for easy online transfers.

ACCOUNT FEATURES No fees or balance requirements Interest compounded daily Easy automatic transfers between your BofI accounts ATM card available Free online statements FDIC insured MINIMUM OPENING DEPOSIT A $100 min. initial deposit required COSTS AND FEES No monthly maintenance fee No minimum daily balance required SAFE & SECURE FDIC insured up to $250,000 per depositor FDIC certificate number is 35546

RATES 2 .00% APY FDIC Insured No min. balance No acct. fees

All BofI Checking and Savings accounts are variable rate accounts and these rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest remain on deposit at the same rate for one year. We use the average daily balance method to calculate the interest on your checking or savings account. This method determines the average balance by adding the full amount of the principal in the account for each day within the statement period and dividing that figure by the number of days within the statement period. Interest is compounded daily and calculated on a 365 day basis. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest for checking and savings accounts is compounded daily and credited to your account on your monthly statement cycle date. Time Deposit rates are fixed for the term of the certificate. Time Deposits require a substantial penalty for early withdrawal. Please refer to the Disclosures and the Terms and Conditions for further information.