Related Information
High Interest Checking Savings Rates CD Rates Historical Rates Interest/APY Calculator

Checking Rates

RATES
Account	APY	Rate
High Interest Checking	3.400%	3.340%

The average interest earning checking rates pay a measly 0.43% APY¹. At Bank of Internet, our High Interest Checking Account pays over eight times that amount. With our checking account, you will have checking rates that are among the highest in the country and all the benefits you expect from a full featured checking account.

Without the overhead of traditional banks, we are able to pass the savings to the customer, which is why we offer some of the most competitive checking rates in the country. Open a High Interest Checking account today and start saving time and money.

New Deposit Insurance Limits

On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009.

Summary of Deposit Insurance Coverage

1. Source: MSN Money as of 10/09/2008.

PLEASE READ THE IMPORTANT DISCLOSURES BELOW
This account requires a $500 minimum deposit to open. There is a monthly maintenance fee if the average daily balance is $4,999 or below of $7.50 per month. This is a variable rate account and your interest rate and annual percentage yield may change daily. We use the average daily balance method to calculate the interest on your account. This method determines the average balance by adding the full amount of principal in the account for each day within the statement period and dividing that figure by the number of days in the statement period. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest for the account is compounded daily and credited to your account on your monthly statement cycle date.


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