Related Information

Savings Rates Checking Rates CD Rates Account Fees Direct Deposit Bank Forms Supplies Interest/APY Calculator

How To's:

How to Deposit Funds Reorder Checks Wire Transfers

Money Market Savings Account

	Our Money Market Savings Account is an FDIC insured account offering a highly competitive rate with the liquidity, flexibility and accessibility of check writing. You can open a Money Market Savings account with just $100.

ACCOUNT FEATURES Highly competitive interest rates No fees No minimum balance required Free initial checks and the ability to write up to three checks per month Online images of statements & paid checks - accessible the day they are paid (5yr archive) ATM card available FDIC insured MINIMUM OPENING DEPOSIT A $100 min. initial deposit required SAFE & SECURE FDIC insured up to $250,000 per depositor FDIC certificate number is 35546 TRANSACTION LIMITATIONS Withdrawal limits apply. Under Federal regulations related to these types of accounts, account holders are allowed up to six withdrawals in any calendar month, three of which can be checks. Intra-account transfers are not subject to any limits.

RATES Account Balance APY Rate $1-$9,999 3.460% 3.400% $10,000-$24,999 3.460% 3.400% $25,000-$49,999 3.460% 3.400% $50,000-$99,999 3.460% 3.400% $100,000 + 3.460% 3.400%

All BofI Checking and Savings accounts are variable rate accounts and these rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest remain on deposit at the same rate for one year. We use the average daily balance method to calculate the interest on your checking or savings account. This method determines the average balance by adding the full amount of the principal in the account for each day within the statement period and dividing that figure by the number of days within the statement period. Interest is compounded daily and calculated on a 365 day basis. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest for checking and savings accounts is compounded daily and credited to your account on your monthly statement cycle date. Time Deposit rates are fixed for the term of the certificate. Time Deposits require a substantial penalty for early withdrawal. Please refer to the Disclosures and the Terms and Conditions for further information.